Helped my wife and me build our business credit, enabling us to grow our business to new heights. To check if a Credit Services Organization is registered in California, visit the listing of registered Credit Services Organizations. The Office of the Attorney General is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool. We are thrilled to help clients achieve their financial goals and love sharing their testimonials with you.

Disputing Errors Online

View today’s mortgage rates or calculate what you can afford with our mortgage calculator. Reclaim your financial freedom and speak with a live credit specialist for your free consultation. We go after creditors and Bureaus on your behalf, handling all intricate paperwork and document processing. Our leadership team is made up of experienced, respected professionals, and our tech is secure.

Sky Blue offers one of the simplest credit repair products in the industry. You’ll pay $99 to set your program up and $99 a month until your disputes are resolved. Credit repair companies will identify and challenge errors and problematic accounts. They may be able to get legitimate accounts removed from your record if the credit bureau is unable to verify the account information or the creditor does not provide it. As long as you have a credit report from all three bureaus, we’ll do all the work on your behalf. We always recommend our customers use IdentityQ using the link we’ll provide you with, seeing as it promises the fasted turnaround by importing your credit report online directly into our software.

Free Credit Consultation

Old accounts can also help lengthen your credit history, which lenders like to see. Unless a card has a high annual fee or tempts you to overspend, consider keeping it open after paying it off. A good credit score can affect everything from your chances to receive loans or credit cards to your ability to rent an apartment. If your score isn’t where you want it to be, the good news is that it’s not permanent.

This means that by working with CRI, you will be working with legal, legitimate and local professionals for your loan approval process and the completion of your financial goals. They also offer personalized credit help from a case advisor who will become intimately acquainted with your case, along with personalized dispute resolution and same-day service in some cases. Pyramid Credit Repair has been in the business since 2011, although they were originally founded as a software company that aimed to help consumers repair their credit on their own.

Every case is different depending on the severity of the negative items, but a realistic time frame for most people is 3-12 months. Reduce your debt, lower your monthly payments, stop harassing collector calls, and avoid bankruptcy. Most people have no idea how to fix their score—or worse, they listen to bad advice that keeps them stuck.

Equifax Products

Always mail your disputes with certified mail so you have a record and full legal protection. Make a list of the accounts and specific details you plan to dispute. Just call or email and let us know you’d like to be cancelled.

Like Credit Saint, Safeport Law offers a 90-day money-back guarantee with similar stipulations. You can cancel your plan at any time and you have access to an online portal and a credit score tracker 24/7. What sets them apart from other credit repair companies are the straightforward options they provide. For example, CreditRepair.com does not share their pricing or details on the services included in each package.